| Be wary of anyone claiming to
                                                                                            represent your bank or
                                                                                            credit card company,
                                                                                            especially if they're saying
                                                                                            your account has been
                                                                                            compromised and you need to
                                                                                            provide access credentials
                                                                                            or secure information Healthcare or insurance
                                                                                            "agents" claiming they need
                                                                                            you to pay a bill should
                                                                                            cause you to pause and
                                                                                            contact the company or
                                                                                            agency directly If the person on the phone is
                                                                                            claiming to have a "one-time
                                                                                            offer" for a great loan or
                                                                                            "unique investment
                                                                                            opportunity that must be
                                                                                            taken advantage of now or
                                                                                            it'll be offered to the next
                                                                                            person in line," chances are
                                                                                            it's a scam Tax
                                                                                            agencies, like the IRS, are
                                                                                            often impersonated by
                                                                                            scammers, so don't fall for
                                                                                            it |